UnpinnedGlobal City Directory

San Francisco

United States

Cost of Living in San Francisco

Comprehensive breakdown of living costs, rent prices, and quality of life metrics

Cost of Living Analysis

San Francisco is renowned for its vibrant tech scene and cultural diversity, but it also stands out as one of the most expensive cities in the United States. For digital nomads, the high cost of living can be a significant consideration. Housing expenses are particularly steep, with the average rent for a one-bedroom apartment in the city center being notably high. Even shared accommodations or co-living spaces come at a premium compared to other major cities. (digitalnomads.world)

Daily expenses such as dining and transportation also contribute to the overall high cost of living. A typical meal at a mid-range restaurant is relatively expensive, and public transportation costs can add up, especially for those who rely on it daily. Utilities and internet services are priced above the national average, reflecting the city's overall expense profile. (digitalnomads.world)

While San Francisco offers a dynamic environment with ample networking opportunities, it also faces challenges related to safety and quality of life. The city has experienced an increase in property crimes, including car break-ins and thefts, which can be concerning for residents and visitors alike. Additionally, the visible presence of homelessness and open drug use in certain areas may impact one's sense of security and comfort. (andysto.com)

For digital nomads considering San Francisco, it's essential to budget carefully and weigh the city's professional opportunities against the high living costs and safety considerations. Exploring alternative neighborhoods or nearby cities with lower expenses might provide a more balanced lifestyle. Engaging with local communities and staying informed about safety measures can also enhance the experience of living and working in the Bay Area.

Overall Ranking

Global Rank
#10
Cost of Living Index
90.7
Quality of Life
176.3

Cost Breakdown

Rent Index
78.4
Groceries Index
100.1
Restaurant Index
90.6
Local Purchasing Power
171.9

Housing & Property

Cost of Living + Rent Index
85.3
Property Price to Income Ratio
7

Safety & Healthcare

Safety Index
39.1
Crime Index
60.9
Healthcare Index
64.8

Environment & Transportation

Pollution Index
49.2
Climate Index
97.3
Traffic Index
245.6
Data last updated: 2025-08-03T00:00:00.000Z

Understanding the Indices:

  • Cost indices: Lower values indicate lower costs (better for budget)
  • Quality indices: Higher values indicate better quality/safety
  • Rank: Lower numbers indicate better overall affordability