Local Currency and Exchange Information

The official currency of Indonesia is the Indonesian Rupiah (IDR). As of October 2023, the exchange rate is approximately 1 USD = 15,000 IDR, but this can fluctuate. It is advisable to check the current rates before exchanging money.

You can exchange currency at various places in Sanur, including banks, exchange bureaus, and hotels. Banks often provide the best rates but may charge a service fee, whereas exchange bureaus are more convenient and may offer competitive rates. Always check for hidden fees when exchanging money.

Payment Methods and Banking Options

In Sanur, cash is king, but credit and debit cards are widely accepted in hotels, restaurants, and shops. Major cards like Visa and MasterCard work well, but be sure to inform your bank of your travel plans to avoid any disruptions.

• ATMs: ATMs are available throughout Sanur, usually dispensing IDR. Look for ATMs affiliated with major networks like Visa or MasterCard to avoid additional fees.
• Cash Usage: It is advisable to carry cash for smaller purchases, street vendors, and local markets as they may not accept cards.
• Banking Services: Major banks such as BCA, Mandiri, and BNI offer services and have branches in Sanur. They can provide support for travelers needing assistance.

Tipping Customs and Payment Etiquette

Tipping in Bali is generally appreciated but not mandatory. Here are some guidelines:

• Restaurants: A tip of 10-15% of the bill is a nice gesture if service is not included.
• Guides and Drivers: Consider tipping your guide or driver around 50,000 - 100,000 IDR for good service.
• Housekeeping: Leaving about 20,000 - 50,000 IDR per night in your hotel room is appreciated.

Always hand tips directly to the person rather than leaving them on the table, as this reflects a personal touch.

Cost Considerations and Budgeting Tips

Sanur offers a range of options for different budgets. Here’s a rough breakdown of daily expenses:

• Accommodation: Budget hotels start at 200,000 IDR per night, while mid-range hotels can be around 600,000 - 1,500,000 IDR.
• Food: Meals can cost anywhere from 30,000 IDR at local warungs (small eateries) to 300,000 IDR at upscale restaurants.
• Transportation: Renting a scooter is around 70,000 - 100,000 IDR per day, while taxis are reasonably priced.

To budget effectively, consider setting a daily spending limit based on your planned activities and stick to it. It's also wise to keep an emergency fund in cash.

Practical Financial Advice for Travelers

Here are some essential tips for managing your finances while in Sanur:

• Notify Your Bank: Always inform your bank about your travel dates to avoid card blocks.
• Use Local Currency: When paying with cards, opt for transactions in IDR to avoid unfavorable conversion rates.
• Keep Small Bills: Always have small denominations of IDR for easy transactions at local shops and markets.
• Emergency Cash: Keep some cash in a separate place in case of theft or loss.
• Monitor Exchange Rates: Use a reliable currency converter app to stay updated on current rates.

By understanding the local financial landscape and being prepared, you can make the most of your trip to Sanur while managing your expenses effectively.