Local Currency and Exchange Information

The local currency in Tamarindo, Costa Rica, is the Costa Rican Colón (CRC). As of October 2023, exchange rates fluctuate around 1 USD to 610 CRC. It's advisable to check the current rates before your trip.

Currency exchange can be done at local banks, exchange offices, or international airports. However, be mindful that exchange rates at airports may not be the most favorable.

Payment Methods and Banking Options

ATMs

ATMs are widely available in Tamarindo, and most accept international cards. They dispense both colón and dollars, but it's typically more economical to withdraw in colón to avoid unfavorable exchange rates.

Credit Cards

Credit cards, particularly Visa and Mastercard, are widely accepted in hotels, restaurants, and shops. However, smaller businesses and local vendors may prefer cash. Always check for additional fees for card transactions.

Cash Usage

While credit cards are convenient, it's recommended to carry some cash for small purchases, street vendors, and tips. Consider withdrawing small denominations to make transactions easier.

Tipping Customs and Payment Etiquette

Tipping in Tamarindo is customary but not mandatory. Here are some guidelines:

• Restaurants: A tip of 10% is standard if service is not included.
• Taxis: Rounding up the fare is appreciated.
• Hotel Staff: A small tip for bellhops and housekeeping is courteous.

When paying with a credit card, check if a service charge has already been added to avoid double tipping.

Cost Considerations and Budgeting Tips

Travel costs in Tamarindo can vary greatly depending on your style of travel:

• Accommodation: Budget options start at $30 per night, while mid-range hotels can range from $70 to $150.
• Food: Meals can cost between $5 to $15 at local eateries and up to $30 at higher-end restaurants.
• Activities: Excursions, such as surfing lessons or wildlife tours, typically range from $50 to $100.

To manage your budget effectively, consider setting a daily spending limit and sticking to it. Utilize local markets for fresh food and snacks to save on dining costs.

Practical Financial Advice for Travelers

• Notify Your Bank: Inform your bank of your travel dates to avoid any issues with card transactions.
• Emergency Funds: Keep a small reserve of cash and a backup credit card for emergencies.
• Utilize Local Services: Use local banks for exchange and ATM withdrawals to get better rates.
• Stay Aware of Scams: Be cautious of unofficial exchange services and always use reputable ATMs.

By understanding the financial landscape in Tamarindo, you can enhance your travel experience while keeping your finances in check. Enjoy your trip!